Car messed up, I’m hurt. Now What?
The first step to take if you have been injured in an auto accident claim is to consult with an attorney—even before speaking to the insurance company or adjuster. An attorney will provide information and can guide you both for next steps and long term, and can explain everything to you, such as steps for getting car matters resolved, and obtaining compensation for injuries. The attorney has no bias, unlike an insurance representative, who wants to save the company money.
Should I Notify My Insurance Company? What About The Other Party’s Insurance Company?
A person should always notify their insurance company of an auto accident. But this can be done AFTER speaking to an attorney. There is no penalty and nothing bad will happen, nor will anything be delayed by talking to an attorney first. Simply, “being honest and wanting to help” can result in saying something that can later hurt your case. When you do talk to your insurance company you should explain that you were not at fault for the accident and that you are simply reporting the claim. If you have rental coverage and your vehicle is not drivable, have your insurance agent set up a rental for you.
You are not required to notify the other driver’s insurance company, but eventually, if you want to pursue a negligence claim, you will need to report the claim.
I always advise people, if there is any appreciable injury, to hire an attorney and let the attorney report the claim to the at-fault driver’s company. That attorney can also ensure that all of the pertinent information has been gathered, that it is correct, and that the claim has been successfully filed with the at-fault driver’s insurance carrier.
What Is Contributory Negligence? How Does It Impact My Auto Accident Claim In Maryland?
Contributory negligence is a legal term that means that you, the claimant, in some way, contributed to the happening of the accident. As Maryland is a contributory negligence state, this means that if you did contribute to the accident happening, if you are even one percent (1%) at fault for the accident, then you will be barred from recovering anything.
Why Is It Critical To Get Immediate Medical Treatment After An Auto Accident?
Simple: (1) If you are hurt, you should get help. (1-a) Getting care right away serves to document that you are hurt. Who will believe that you had an injury if you didn’t get medical care?
And, (2) Getting medical care, that is then documented, bolsters your legal claims. Again, no documentation = no claim for injury and compensation for that injury.
For more information on Auto Accident Claims In Maryland, a free initial consultation is your next best step. Get the information and legal answers you are seeking by calling (410) 500-0000 today.
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