Law Offices of Elan B. Rafael, LLC.

3604 Eastern Avenue
Suite 100
Baltimore, MD 21224

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(410) 500-0000

Law Offices of Elan B. Rafael, LLC.

There are two main reasons a case might go to court.

The first is disputed liability. Liability is a legal term which just means fault. If the insurance carrier denies the claim because they don’t believe their driver was at fault, and the claimant is certain that they did not contribute to the accident themselves, then there will be a dispute over liability, and the case will have to go to court.

The second reason is based on the value of a case, or, how much money should the insurance company pay you. Usually, a claimant’s attorney and the at-fault party’s insurance company will have different ideas of the value of the case. If a fair settlement cannot be agreed upon, then the case may need to go to court in order to have a judge or jury determine an appropriate award.

What Are The Time Limits For Bringing A Personal Injury Lawsuit In Maryland For An Auto Accident?

In Maryland, you have three (3) years from the date of the accident to either file a lawsuit or settle your case.

How Long Do Auto Accident Cases Typically Take To Resolve?

An average auto accident case will take six to nine months to resolve. This may seem like a long time, but there is much that goes into preparing the case and getting the actual end result, which is a usually an agreed settlement with the at-fault party’s insurer. Since a case cannot be settled until you have completed all of your medical care, the real time for resolution starts at that point, and that might be three to four months. Once the medical treatments have concluded, the attorney has to gather all of the final medical records and medical bills, lost wage documentation, evaluate the claim, and then send everything to the insurance company with a “demand” for settlement.

Why Should I Hire A Personal Injury Attorney To Handle My Auto Accident Claim?

Yes. If you have any appreciable injury.

No, if you are not hurt, or if you just went to the hospital or your doctor once or twice to make sure all was okay.

You can handle your auto accident claim on your own, but this is not advisable. You are not an attorney and you cannot threaten the insurance company, so they will not be fair. An attorney’s threat is “we will go to court.” Just that threat is enough to get a reasonable resolution. You can tell the insurer you don’t think their offer is fair, and even tell them you’ll get an attorney. They don’t care. Most people don’t then go get attorneys, and they then either never call the insurer back, or they call back and take the lousy offer.

Insurance companies want to pay out as little as possible on claims. When an individual does not have a lawyer to properly assist them, the insurance adjuster will make a very low offer. Studies show that even after an attorney’s fee has been paid out of a settlement, the individual who has used an attorney makes out far better than a person who does not have an attorney. Using an attorney will also take a lot of pressure off the injured party. An attorney can set up the claim, deal directly with the insurance companies, gather all of the medical bills, talk to the doctors, put the entire settlement demand package together, and ultimately get a settlement.

For more information on Litigating An Auto Accident Claim in MD, a free initial consultation is your next best step. Get the information and legal answers you are seeking by calling (410) 500-0000 today.

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Elan Rafael

Call now for a free case review that will include
a report you can use even if you do not hire me
(410) 500-0000